Crucial documents that you must be very strict with when buying a land.

You can either get a parcel of land from this 3 categories of people, an estate develeper, an individual and directly from the family who claims to owns the land.

1. Receipt

2. Approved survey plan

3. Approved layout

4. Power of Attorney

5. Deed of assignment

6. Certificate of Occupancy ( C of O)

I would categorize the people from which you can buy any parcel of land into three: An estate developer, an individual & directly from the family who claims to owns the land.

If you are dealing with an estate developer (buying within an estate), you should ask for the approved survey plan, approved layout, deed of assignment and maybe the power of attorney or the global C of O.

If you are buying from an individual or company (one who has bought and wishes to resell), you should ask for the receipt, deed of assignment, approved survey plan and C of O.

Buying directly from the family who claims to own the land is quite tricky. This is because it is difficult to determine the true owners of the land especially when the documents showing ownership haven't been processed.

Where the documents haven't been processed, there are no documents to show authenticity and a prospective buyer has to really do a great deal on word of mouth from the members of the community to ascertain the true owner(s) of the land in question.

When the documents have been processed, they should provide you with the approved survey plan, approved layout ( where the land is a large one and is being sold on a per plot basis) and the C of O.

From my experience, families usually don't go to the length of processing their C of O. Reason being that they hope to sell off their land in the near future thus only do the absolute minimum required to show authenticity, in this case the approved survey plan and layout, then passing it on to the buyer who would go on to perfect his/her title on the land.